Choose the type of Life Insurance that best suites your company and its employees.

Insurance Products for Groups of 5+ Employees

Basic Life

Provides active employees with one year renewable term life insurance which can be written on a stand-alone basis or with other coverages. This is 24-hour coverage which provides a benefit to a designated beneficiary if an insured employee dies from any cause.

What’s Available:

• Insurance schedules
• Flat Amount of Coverage
• Occupational
• Multiple of “Basic Annual Salary” (1x, 1.5x, 2x or 3x)
• New! Maximum benefit
• $150,000 standard
• Minimum benefit
• $10,000
• Underwriting
• Medically underwritten for less than 10 employees
  
  

Accidental Death or Dismemberment (AD&D)

Provides benefits for accidental death to complement basic term life insurance. New benefits offered include paralysis of one arm or one leg, brain damage and coma. As well as air bag, seat belts, child care center and common carrier benefits.

Dependent Life

Provides employees basic term life insurance for their spouse and/or children at group rates. (This coverage may only be purchased with Basic Term Life.)

What’s Available:

• Insurance schedules
• Plan 1: $2,000 Spouse
           $1,000 Child

• Plan 2: $5,000 Spouse
           $1,000 Child
          Child's Age:
          15 days to age 19
          (25 if full-time student)


• Plan 3: $5,000 Spouse
           $2,500 Child
           $500 Child*
Child's Age:
6 months to age 19 (25 if full-time student)
*15 days to 6 months of age

Insurance Products for Groups of 10+ Employees

Core Buy-Up Life Insurance

Provides a combination of employer-funded term life insurance and supplemental term life insurance funded by the employees. This allows employers to offer their employees access to additional life insurance without increasing their own costs.

What’s Available:

• Core Insurance Schedules
• Flat Amount of Coverage - $1,000 increments
• Occupational based coverage
• Multiple of "Basic Annual Salary" (1x, 1.5x, 2x, or 3x)
• Buy-Up Insurance Schedules
• Flat Amount of Coverage - $10,000 increments
• Maximum Benefit
• $150,000 for the Core and Buy-up combined
• Minimum Benefit
• $10,000 for Core
• $10,000 for Buy-Up
• Non-Medical Maximum
• Employees electing Buy-Up coverage are guaranteed $10,000

Special Features:

MMA Service Corporation — The MMA offers local billing and administration from dedicated account representatives. These account representatives are there to service all of your needs, and by working closely with you, they can respond to your needs more quickly. Any of the account reps can be reached at (800) 842-6513.

Underwriting — MMA-dedicated MetLife underwriters evaluate the risk and have the authority to issue a risk acceptance letter once the required information has been obtained. This flexibility and commitment enables our team to provide the timely service you deserve. Underwriters can be reached at (800) 645-2371.

For more information, please contact Insurance & Benefits at 800-842-6513.