Introducing Simply Blue℠

A more affordable health care solution for your business

More options. For members only. Why do we choose to partner with the Blues? Because no one knows manufacturing better than MMA — and no one knows health care better than the Blues.



Available to individuals, Sole proprietors and companies with up to 99 employees enrolling Blue Care Blue Shield of Michigan and an additional 99 enrolling in Blue Care Network.

Blue Cross Blue Shield of Michigan and Blue Care Network and the MMA understand small business. We know how every decision you make is critical to growing your business and to the well-being of your employees.

Especially when it comes to health care coverage.

That’s why our sponsored health plans are strong in benefits but can still fit a sensitive budget. And by offering quality health coverage from the Blues, you’ll be able to retain and attract top talent.

You know what makes sense for your business.

Are you looking for an affordable solution? Do you want to create a culture of wellness by rewarding healthy employees? Or, do you want to provide your employees with more comprehensive coverage? The suite of products offered through MMA provide a variety of options so you have the flexibility to choose a plan that best fits your business and bottom line.

For the cost-conscious buyer

Plans with cost-sharing features keep premiums affordable and offer all the protection your employees need.

Simply Blue℠ — This PPO plan is competitively priced and gives your employees the benefits they need from an insurance company they want.

BCN HMO℠ — This HMO deductible plan offers low premiums and high benefits — a combination that works for both your business and your employees.

For the health-conscious buyer

Plans with a focus on accountability reward employees for living healthy and spending health care dollars wisely.

Wellness-based health plans

Healthy Blue Outcomes — This outcome-based PPO wellness plan financially rewards employees who meet key health measures.

Healthy Blue Living — This participation-based HMO wellness plan financially rewards employees who commit to meeting key health measures.

Healthy Blue Living Rewards℠ — This outcome-based HMO wellness plan financially rewards employees who meet or agree to meet key health measures.

Consumer-directed health plans

Simply Blue HRA℠ — This Simply Blue deductible PPO plan can be paired with a health reimbursement arrangement giving you the flexibility to help your employees cover out-of-pocket expenses.

Simply Blue HSA℠ — This Simply Blue qualified PPO plan can be paired with a health savings account offering your employees a tax advantage and encouraging them to take charge of their health care dollars.

Healthy Blue HMO HRA℠ — This BCN HMO deductible plan paired with a health reimbursement arrangement gives you affordable health care with tax-savings advantages.

For the traditional buyer

Plans with robust benefits satisfy the most demanding needs of those who want the most comprehensive coverage available.

Community Blue℠ — This PPO plan is designed with low deductibles and higher out-of-network cost sharing to keep employees in-network and maximize your savings.

BCN Basic, BCN 5, BCN 10 — This HMO plan offers comprehensive coverage with low out-of-pocket costs for your employees.

Blue Elect Self Referral Option℠ — This SRO plan has all the benefits of managed care coupled with the option of giving your employees the choice to self-refer.

Membership in MMA means you can protect your most valuable asset — your employees — by providing them with the peace of mind that comes with health care protection from the Blues. In addition, MMA provides at no additional cost, local billing and administration services to save you time and money. These free benefits include:

• More Blues plans to choose from
• Dedicated Blues billing and administration representative
• Dedicated Claims and Service phone number for members
• Employee changes and ID card requests completed within 24 hours
• Group advocacy for related issues