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Insurance & Benefits

Health

Partner: Blue Cross Blue Shield of Michigan logoMMA’s in-depth Blue Cross Blue Shield of Michigan/Blue Care Network (BCBSM/BCN) product knowledge will assist you in finding a plan that fits your budget. The MMA-sponsored benefit program brings you:

  • Billing and administration handled directly by MMA to guarantee quick and accurate service.
  • Exclusive toll-free BCBSM/BCN customer service number to answer employee coverage questions and provide claims assistance.
  • Employee coverage changes completed within 48 hours by MMA.
  • Identification card requests processed within 24 hours.
  • Assistance from MMA in BCBSM/BCN plan design.

Your company is special and has its own unique way of doing business. That's why MMA and BCBSM offer you more choices when it comes to health care coverage.

Blue Managed Traditional

Built-in Cost Containment, Competitively Priced
With open access to any provider and flexible benefits, MMA’s Managed Traditional plans continue to meet the needs of members as they have for more than sixty years.

Community Blue PPO

Quality Managed Care that Preserves Freedom of Choice
BCBSM’s PPO plan, called Community Blue, offers built-in wellness benefits, low co-pays and provider choices. Members have more choices because they can choose any network provider, without a referral--even specialists.

Blue Choice POS

A Smart Option for Managing Premium Costs While Offering Choice
Taking the best features from all of MMA’s BCBSM products, the point of service plans offer the benefits and managed care features of an HMO, plus the choice of receiving care outside the network.

Blue Care Network HMO

A Custom Fit for Today’s Managed Care Environment
HMOs offer a network of health care providers committed to the principles of managed care and benefits designed to encourage regular, routine care. You get a good balance of quality, benefits and low costs.

Prescription Drug Cards

Prescription drug plans are available with or without contraceptive coverage. Maintenance drugs may even be received through mail order. A variety of co-pays are offered.

If your company participates in the MMA BCBS program and you need assistance, contact your MMA-dedicated service person at 800-968-4661. You may also access forms and other administration tools at the Blue Cross Blue Shield Administration Web site.

For more information, please contact MMA Insurance & Benefits at 800-842-6513.

How do MMA’s insurance dividend programs work?

MMA offers a dividend program on its workers’ compensation and commercial package policies through Amerisure. Each year, depending on market conditions and plan experience rates, dividends may be issued to plan participants based on earned premium. Payouts of $800,000 were made in 2001, and total more than $17 million over the past 11 years. Commercial package dividends have averaged 14%, and workers’ compensation 9%, for the 15 years the program has been in effect.

What does MMA do to keep insurance rates down?

The group buying power of nearly 3,000 companies means that members of MMA can take advantage of more competitive insurance programs and rates. MMA, in partnership with its service providers, works to hold rates as low as possible through excellent program management and aggressive loss control initiatives. MMA’s life insurance program rates, for instance, have not increased for the past 14 years.

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