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Insurance & Benefits

Workers’ Compensation

Partner: Amerisure logoRecently, A.M. Best’s Bestlink ranked Amerisure, MMA’s partner in providing workers compensation insurance, as the second best performing company in the U.S. for Workers’ Comp loss ratios.

Plan Highlights

Managed Care Program

The MMA worker's comp program is an effective, proactive program that focuses on containing medical costs, while providing exceptional claims service and quality medical care to employees.

Effective Loss Control

Amerisure combines the expertise of experienced professionals and sophisticated programs to find solutions to plant safety issues, prevent losses and, ultimately, reduce insurance costs.

Return to Work

This program is a cost-effective, focused effort to return the injured worker to full employment in the shortest time, consistent with good care.

Fraud Investigation

Amerisure’s Special Investigations team is an industry leader in preventing fraudulent claims and holding down costs for policyholders.

Dividend Program

Each plan year, depending on market conditions and experience rates, dividends may be issued to workers’ comp plan policy holders. Dividends have averaged nine percent over the 15 years of the program.

For more information, please contact MMA Insurance & Benefits at 800-842-6513.

Locate an Amerisure Partner Agency near you.

How do MMA’s insurance dividend programs work?

MMA offers a dividend program on its workers’ compensation and commercial package policies through Amerisure. Each year, depending on market conditions and plan experience rates, dividends may be issued to plan participants based on earned premium. Payouts of $800,000 were made in 2001, and total more than $17 million over the past 11 years. Commercial package dividends have averaged 14%, and workers’ compensation 9%, for the 15 years the program has been in effect.

What does MMA do to keep insurance rates down?

The group buying power of nearly 3,000 companies means that members of MMA can take advantage of more competitive insurance programs and rates. MMA, in partnership with its service providers, works to hold rates as low as possible through excellent program management and aggressive loss control initiatives. MMA’s life insurance program rates, for instance, have not increased for the past 14 years.

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